It is no secret that insurance companies do not have your best interest in mind when dealing with auto accident injury cases. Their priority is to protect their money while only giving you less than what you really deserve. An auto accident injury claim needs to be handled through professional and experienced attorneys who will fight for you and your rights.
There are many legal matters associated with insurance companies and auto accident injury claims. What questions will you need to consider when dealing with a car accident injury claim.
What should I do if I have been injured in an accident?
The priority is your health, so seek medical attention immediately. If you are capable of doing so, collect all necessary information such as other parties’ insurance info, contact info of witnesses and take pictures of the incident. You will also want to contact your local police to fill out a report for documentation. Provide them with factual information ONLY. Then, contact an experienced team such as Kuzyk Law to handle your case. We take it from there and will ask you to provide us with any necessary resources that we feel will help in your case.
What should I expect from a Personal Injury Attorney?
Personal injury attorneys know that first and foremost, you need to seek medical care and treatment. We can help you find excellent doctors who will not require payment from you until the case settles. From there, we will be able to evaluate and offer legal guidance for the duration of the case. At Kuzyk Law, we work hard to get you necessary compensation in the form of monetary and property value. Since there is injury involved, we will also work to recover any medical expenses and pain and suffering associated with your case. Attorneys are trained to communicate with insurance companies and not allow them to treat you poorly. They fight for you and everything that you deserve.
What is the billing process for your firm’s attorney fees and costs?
The way billing works and how much you can afford makes a great impact on your decision to choose an attorney to handle your case. Kuzyk Law works on a contingency fee basis for personal injuries. This means that we are not paid until we recover a financial award for you. We pay for any costs associated with your case up front and require the client to pay it back when the case settles, assuming a winning case, of course. So you have nothing out of pocket.
What is the value of my case?
Not every personal injury case is the same so it is difficult to determine whether an outcome is successful or not. Depending on the severity of the injuries, success is determined by insurance coverage and the details of how the injuries were sustained. Of course, it is the attorney’s job to evaluate your case effectively to properly analyze its potential for a good outcome. Other factors include medical expenses, lost wages and pain and suffering. As long as there is validity for these expenses as they relate to your injury, we will work to make sure we recover those damages for you.
Should anyone else be involved in my case?
The only people involved should be your attorney and doctors. Sometimes, insurance companies will want to talk to you prior to paying for any expenses. In that case, you can refer them to speak with your attorney so we can speak on your behalf. No one else should be involved as it may hinder or lessen your chance of a successful outcome. Only those who are specifically involved should be the ones you speak to about your case, in general.
What can be done NOW?
Again, the priority is to protect your health so seeking medical attention is something that needs to be done immediately. We are able to assist you with finding a doctor who specializes in personal injury cases. Another issue that will be resolved immediately is the insurance company’s obligation to pay for your medical expenses. A case does not have to be completely settled before they reconcile these bills for you. Your attorney will help guide you through this payment process. Speaking of insurance companies, they are more concerned with saving money so they may attempt to deny you any payments you are owed or bills you need to pay. If that it is the case, we can help with getting you fair compensation and preventing you from becoming a victim of fraudulent insurance denials and tactics.
When is it time to seek legal counsel?
Following medical treatment, it is always advisable to seek legal counsel in personal injury cases. In doing so, you can expedite the claims process while feeling confident that you have professional assistance on your side. Dealing with insurance companies can be a real headache and they will usually never do what is best for you. An attorney can help you evaluate your individual case and provide you with the best legal service. Delayed efforts can strongly hinder your chances of receiving adequate compensation.
How does the process work?
You can be confident in knowing that an experienced attorney is taking care of your case with fidelity. Of course, every case is different and may see a variety of steps in the process, but the general process looks similar to:
- File a claim pertaining to property damage and/or physical injury.
- Determine compensation amounts.
- File a claim with liable party’s insurance company.
- File suit if there the claims are denied or lowballed.
Knowing how the process works is essential to give you a peace of mind. You are aware of what the steps look like and the need for alternative options if one route does not pan out the way you anticipated. You can be certain that your attorney will take care of the whole process for you while allowing you time to recover from your injuries and getting back to your normal routines.
You should not be left in the dark when it comes to knowing the facts about insurance companies and your auto accident injury claims. You have legal rights and deserve a lot more than they can offer you.
Let us help you get the compensation you deserve. Don’t delay any further. Call us today! (661) 945-6969Read More
Getting into an auto accident is one of the most stressful situations that any individual can go through. Not only do you have to deal with the mess of damages to your property, you also have to worry about potential injuries that result in medical bills and potentially, rehabilitation. You also have to worry about lost time from work, lost earnings and serious financial stress.
Of course, auto accidents are also known to cause mental strain on people who may experience emotional trauma afterwards. It is vital that every person who is involved in an auto accident take all the right steps after it occurs to protect themselves. The way you handle this situation can have a tremendous effect on the outcome.
At Kuzyk Law, we know that auto accidents can leave lasting marks on you, as both physical injury and emotional damage. That is why we believe that you can protect yourself by taking the necessary steps when an accident occurs. Here are the 7 most crucial steps that you should take following an auto accident:
1. Call the police
Having an authoritative and objective figure at the site of the accident is a great way to ensure that it will be documented correctly. You should keep in mind that the more cooperative you are with them, the more helpful they can be for you.
But be careful with what you say.
Do not give more than just the facts about the accident. Many times, people chime in with their opinions, and that does nothing for your case. The facts are what the officers will use, so stick to that throughout your entire interview with them.
And of course, never admit fault. The moment that you admit fault is when the officer will note it on the accident report, and it will be submitted as such to insurance companies, who will always try to find a way to avoid paying you. Placing you at fault is one way they do that.
Immediately after an auto accident, everything is stressful and emotions are all over the place. You may not even know for certain that the accident was yours or the other driver’s fault, so don’t automatically assume it was yours. It is best to just let the officers and your legal team determine that later as they begin their work and investigation.
2. Exchange information with the other driver
Assuming the other driver is cooperative, you will both want to exchange pertinent information so that you can protect yourselves. The most important pieces of information you want to gather from the other party include:
- First, middle and last name
- Phone number and home address
- Their vehicle year, make, model and license plate (and VIN if they can provide it)
- Their insurance company and contact info
- Photos of damages to both your vehicle and theirs
Having this information is essential to putting in a claim with your insurance provider and ensuring its timely processing.
3. Fill out appropriate paperwork
Aside from the accident report that you have filled out with the police officers, it is always a good idea to have an accident facts form on hand. This form helps guide you during an information collection process. Because accidents can be stressful to deal with, you may not always be handling or recalling everything in a practical way. The fact form can help you organize important information that is essential to going over your case later, and will remind you what information to try to obtain. The questions are very similar to that of an accident report. We provide you with one that you can conveniently keep stored in your glove box, so you always have it on hand when unfortunate events occur.
4. Contact your insurance company
The other party involved in the process is your insurance company. Contacting them right away helps them get the ball rolling to note the incident and prepare to pay for any potential damages.
Dealing with an insurance company can be stressful for any customer. This is a good reason to contact Kuzyk Law as soon as possible after your accident — you can actually have one of our personal injury lawyers contact your insurance company for you and file the claim on your behalf. We are able to provide them with all the information and documentation they need to start filing your claim. While we do the hard part, you will be able to take the time to recover. This has the advantage of reducing the chance that you might say something to the insurance company that you may later regret.
5. Make an appointment for a check-up
You may not feel injured at the time of the incident, but it does not mean that you could not potentially have been injured during the process. One injury that auto accident victims tend to sustained is whiplash, and this is an injury that tends to manifest over time. Due to adrenaline and other factors, many people may not feel the effects of auto accidents in the moment or in the immediate aftermath. It is strongly advised that you make an appointment with a doctor to get a general check-up as soon as possible. This way, they can check for any injuries you may have sustained, but were not aware of at the time of the accident. Injuries from accidents are considered as part of damages. It is better to be safe than sorry.
Don’t wake up a few weeks later with back pain you didn’t report. The case may have been settled by that point, and then you will have to deal with this injury out of your own pocket.
6. Do NOT sign anything
The first thing that opposing insurance companies will always want you to do, following a claim, is to settle with you for a lowball amount before you hire an injury attorney who will know the true value of the case. And, all of these settlements will typically only pay for the bare minimum amount they can get away with.
Never allow them to push you into a corner and pressure you into signing anything. You want to be sure that you go over every document before you sign something that you can potentially regret later on.
This is another reason to contact Kuzyk Law. Insurance documents are intentionally long and confusing; we have experience with all the tricks they play and can help you navigate their contracts. Call us before signing a single thing.
7. Consult with legal counsel
Every person has the legal right to an auto accident attorney. Attorneys are trained individuals who will protect your legal rights and guide you in the right direction when dealing with an auto accident claim. Attorneys at Kuzyk Law know what you are entitled to as an auto accident victim. They will not allow big insurance companies to bully you into settling for low amounts. They will fight in your corner, and provide you with the best legal advice to help you move forward and put the accident behind you.
Auto accidents can have significant effects on all people involved. As difficult as it may be, you must follow specific protocol to ensure that you safeguard yourself. This involves following these 7 tips if you want to see any success with your claim.
Kuzyk Law is dedicated to fighting by your side. Reach out to us today! (661) 945-6969Read More